hard money loans

A Hard Money loan is one of the most popular loan programs that real estate investors utilize for their real estate investments.


Regardless of the type of real estate investor you are and your loan scenario, there is an array of loan programs that are designed to meet all your mortgage needs.

A true Hard Money Loan is an asset-based loan. It does not have strict guidelines. This type of loan does not have as many restrictions. No more having to worry about bankruptcies, foreclosures, or collections.

Get a Free No-Obligation Loan Pre-Approval!

Why Should You Use a Hard Money Loan?


The main reason for Real Estate Investors to use a hard money loan, is the ability of the hard money lender, to fund the loan quickly. A hard money loan can be funded within two weeks, compared to the 30 – 45 days it takes to get a bank loan funded.

Also, borrowers may choose to utilize a hard money loan, due to the fact that they have been rejected by the banks for a conventional loan because of bad credit, insufficient income history, foreclosure, etc. A hard money lender, is able to look past these issues as long the loan be repaid and the borrower has enough equity invested in the property. Once a borrower has a property and is interested in applying for a hard money loan, the application process takes a day or two and in some cases, a loan can be approved within 24 hours. Real estate investors choose to use hard money loans for many different reasons; it's fast, flexible, and functional.